Every year, thousands of Americans are turning 65 and are becoming eligible to receive Medicare Benefits

In-home care paid for with medicare benefits
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Medicare is the federal health insurance program for people who are age 65 or older, certain younger people with disabilities and people with End-Stage Renal Disease.

This system helps with the cost of health care through the different elements, but it does not cover all medical expenses, such as comprehensive long-term care costs.

If you are receiving Social Security benefits when you turn age 65, Social Security will automatically enroll you in Original Medicare, made up of parts A and B. If you are not receiving Social Security benefits at age 65, you need to select a Medicare plan and enroll. Parts C and D are additional coverages available through individual insurance policies with private insurance companies that are approved by Medicare. 

Part A

Part A covers in-patient care in a hospital, skilled nursing facility care, nursing home care, hospice care, and home health care.

Part B

Part B covers 2 types of services: medically necessary and preventive services. Medically necessary are services that are needed to treat or diagnose medical conditions. Preventive services are needed to prevent illnesses or to detect them at an early stage.

Part C

Part C is also called Medicare Advantage is an all-in-one alternative to Original Medicare.

Part D

Part D helps pay for medications not covered under Parts A or B. Medications covered are based on the individual plan list of covered drugs. 

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